Financial Aid for Undergraduate Online Programs

Houghton College responded to the financial challenges of COVID-19 to offer its best price for a high-quality, Christ-centered education online.

What does Houghton cost?

 

$392/credit hour

2021-2022 academic year

That does not include your financial aid award! Keep scrolling to find what you’ll pay.

What will you pay?

$392/credit hour

This is Houghton Online’s tuition, but many students will not pay even this reduced price.

Gift Aid

Does not need to be paid back
Grants
Federal grants, and New York State need-based grants further reduce expenses for Houghton students.
Veteran's Benefits
Thank you for your service. Houghton participates in the Yellow Ribbon program. For more information regarding educational programs for Veterans, please visit www.GIBill.va.gov.
Employer Reimbursement
Your employer may offer a tuition reimbursement plan. Contact your Human Resources department to learn more and forward a copy of your reimbursement policy to Student Financial Services.

Loans

Must be repaid
Houghton recommends that you utilize educational loans only to the extent needed and only after all available grants have been awarded. If you choose to borrow, we recommend that you begin with federal student loans. Student Financial Services can provide sound advice on loan options and application procedures.

Actual Cost

After applying your financial aid options, you are left with what you will actually pay out of pocket. This information will be highlighted for you in your financial aid award letter.

Cost Scenarios

See how some typical online students have been able to pay for their Houghton education. All of these students will take a full-time course load (12 credits) and transferred in 30 credits. These are generalized examples using real numbers for the spring 2021 semester.

Esther

wants to advance her career to take care of her son. She has earned a variety of credits from different schools, and makes $30,000 from working two jobs and receives child support.
2021-22Part-TimeFull-Time
Tuition $2,352 $9,408
Federal Pell Grant $792 $6,345
Average New York State TAP - $4,095
Average Cost after Gift Aid $1,560 -$1,032
Average Federal Loans Available $312 $7,500
Average Cost after All Financial Aid $1,248 -$8,532

Oliver

aims to secure a managerial position and wants to "do more" with his life, but needs a degree to make that possible. He works in retail making $20,500 and has saved $8,000.
2021-22Part-TimeFull-Time
Tuition $2,352 $9,408
Federal Pell Grant $375 $6,345
Average New York State TAP - $750
Average Cost after Gift Aid $1,977 $2,313
Average Federal Loans Available $312 $7,500
Average Cost after All Financial Aid $1,655 -$5,187

Desiree

plans to change careers and is looking to a new degree to make that possible. She and her husband make a combined $87,000.
2021-22Part-TimeFull-Time
Tuition $2,352 $9,408
Federal Pell Grant - -
Average New York State TAP - -
Average Cost after Gift Aid $2,352 $9,408
Average Federal Loans Available $312 $10,500
Average Cost after All Financial Aid $2,040 -$1,092

How to Apply for Financial Aid

Complete your Free Application for Federal Student Aid (FAFSA) using Houghton’s school code 002734 to determine your eligibility for Federal PELL grants and Direct Loans. You can even do this on your mobile device using the app available on the Google Play or Apple (iOS) Store.

Complete the New York State Tuition Assistance Program (TAP) application using Houghton’s HESC school code, 0305. Upon completing your FAFSA, you should be able to click on a direct link to the TAP application.
NOTE: NYS regulations do not allow students enrolled in Christian Ministries, A.A.S. to receive TAP assistance.

Payment Options

Choose the payment option that works best for you:

  • Alternative loan
  • Credit card payment (fees may apply)

Questions?

Our advisors can work with you to discover outside scholarship opportunities that you may qualify for.

We also encourage you to explore and research scholarship opportunities on your own. If you have questions concerning the financing of your Houghton Online education, contact the Student Financial Services Office.

Email: sfso@houghton.edu
Phone: 585-567-9328