Houghton College requires that all students taking at least 12 hours of credit provide proof of Health Insurance coverage.  The College makes a reasonably priced, limited benefit Accident and Illness Policy (underwritten by Consolidated Health Plan) available to all students.

The college program operates under an “opt out” policy (hard waiver), meaning that students will be enrolled in the college negotiated policy automatically (and the charge for such will be applied to their student account) unless they waive the college plan, providing information regarding alternate insurance coverage with at least equivalent benefits.  Because a person’s insurance coverage may change periodically, a waiver must be submitted each year before matriculation can occur.