Houghton College responded to the financial challenges of COVID-19 to offer its best price for a high-quality, Christ-centered education online.
$392/credit hour
2021-2022 academic year
That does not include your financial aid award! Keep scrolling to find what you'll pay.
What will you pay?
$392/Credit Hour
This is Houghton Online’s tuition, but many students will not pay even this reduced price.
– Gift Aid
Does not need to be paid back
Grants
Federal grants, and New York State need-based grants further reduce expenses for Houghton students.
Veteran's Benefits
Thank you for your service. Houghton participates in the Yellow Ribbon program. For more information regarding educational programs for Veterans, please visit www.GIBill.va.gov.
Employer Reimbursement
Your employer may offer a tuition reimbursement plan. Contact your Human Resources department to learn more and forward a copy of your reimbursement policy to Student Financial Services.
– Loans
Must be repaid
Houghton recommends that you utilize educational loans only to the extent needed and only after all available grants have been awarded. If you choose to borrow, we recommend that you begin with federal student loans. Student Financial Services can provide sound advice on loan options and application procedures.
= Actual Cost
After applying your financial aid options, you are left with what you will actually pay out of pocket. This information will be highlighted for you in your financial aid award letter.
Cost Scenarios
See how some typical online students have been able to pay for their Houghton education. All of these students will take a full-time course load (12 credits) and transfer in 30 credits. These are generalized examples using real numbers for the spring 2021 semester.
Esther
wants to advance her career to take care of her son. She has earned a variety of credits from different schools, and makes $30,000 from working two jobs and receives child support.
| 2021-22 | Part-Time | Full-Time | |
|---|---|---|---|
| Tuition | $2,352 | $9,408 | |
| Federal Pell Grant | $792 | $6,345 | |
| Average New York State TAP | - | $4,095 | |
| Average Cost after Gift Aid | $1,560 | -$1,032 | |
| Average Federal Loans Available | $312 | $7,500 | |
| Average Cost after All Financial Aid | $1,248 | -$8,532 |
Oliver
aims to secure a managerial position and wants to "do more" with his life, but needs a degree to make that possible. He works in retail making $20,500 and has saved $8,000.
| 2021-22 | Part-Time | Full-Time | |
|---|---|---|---|
| Tuition | $2,352 | $9,408 | |
| Federal Pell Grant | $375 | $6,345 | |
| Average New York State TAP | - | $750 | |
| Average Cost after Gift Aid | $1,977 | $2,313 | |
| Average Federal Loans Available | $312 | $7,500 | |
| Average Cost after All Financial Aid | $1,655 | -$5,187 |
Desiree
plans to change careers and is looking to a new degree to make that possible. She and her husband make a combined $87,000.
| 2021-22 | Part-Time | Full-Time | |
|---|---|---|---|
| Tuition | $2,352 | $9,408 | |
| Federal Pell Grant | - | - | |
| Average New York State TAP | - | - | |
| Average Cost after Gift Aid | $2,352 | $9,408 | |
| Average Federal Loans Available | $312 | $10,500 | |
| Average Cost after All Financial Aid | $2,040 | -$1,092 |
How to Apply for Financial Aid
Submit Your FAFSA
Complete your Free Application for Federal Student Aid (FAFSA) using Houghton’s school code 002734 to determine your eligibility for Federal PELL grants and Direct Loans. You can even do this on your mobile device using the app available on the Google Play or Apple (iOS) Store.
Complete the FAFSASubmit New York State TAP
New York State Residents Only
Complete the New York State Tuition Assistance Program (TAP) application using Houghton’s HESC school code, 0305.
Upon completing your FAFSA, you should be able to click on a direct link to the TAP application.
NOTE: NYS regulations do not allow students enrolled in Christian Ministries, A.A.S. to receive TAP assistance.
Complete Your TAP ApplicationUtilize Your Military Benefits
Begin the process of utilizing your earned Military Benefits.
Explore Your BenefitsPayment Options
Choose the payment option that works best for you
- Online from a checking or savings account
- Monthly payment plan through Nelnet Campus Commerce
- Check or money order
- Alternative loan
- Credit card payment (fees may apply)
Have Questions?
Houghton's dedicated advisors can work with you to discover outside scholarship opportunities that you may qualify for. You are also encouraged to explore and research scholarship opportunities on your own.